Effective Date: September 15, 2025

Welcome to safedriverpolicy.com. These Terms and Conditions (“Terms”) govern your use of our website, auto insurance guidance, and related communications, including email and SMS alerts. By using this site, you agree to follow these Terms. If you do not agree, you should discontinue using our website and services immediately.

These Terms create a legally binding agreement between you ("User," "you," or "your") and safedriverpolicy.com ("Company," "we," "our," or "us").

1. Eligibility

To use safedriverpolicy.com, you must be at least 18 years old and legally able to enter binding agreements. By accessing our site, you confirm that you meet these requirements.

2. Services Provided

safedriverpolicy.com provides resources, tools, and educational content to help users understand auto insurance options. We are not an insurance company, government agency, or licensed insurance provider. All material is for informational purposes only and should not be taken as legal, tax, or professional insurance advice. Any purchase or agreement for insurance is strictly between you and the licensed provider.

3. User Responsibilities

By using our site, you agree to:

• Provide complete and accurate details when using forms
• Not use the site for unlawful, fraudulent, or misleading purposes
• Not impersonate another individual, company, or entity
• Use our resources only for lawful purposes
• Comply with all relevant federal, state, and local regulations

4. Account Creation and Security

If you create an account, you are responsible for safeguarding your login credentials. You agree to notify us right away of any unauthorized use or suspicious activity. We are not liable for losses caused by failure to secure your account.

5. Mobile Communications and SMS Alerts

By opting in to SMS alerts from safedriverpolicy.com, you agree to:

• Message Frequency: Up to five (5) messages per month
• Charges: Message and data rates may apply depending on your carrier
• Support: Reply HELP to any message or email support@safedriverpolicy.com
• Opt-Out: Reply STOP, QUIT, END, CANCEL, or UNSUBSCRIBE to stop receiving messages; you will receive a confirmation
• Privacy: Your mobile number will never be shared or sold to third parties for marketing

SMS consent is not required to use our website or resources.

6. Intellectual Property

All materials on safedriverpolicy.com, including text, graphics, forms, and logos, are owned by safedriverpolicy.com or its licensors. You may not copy, reproduce, distribute, or publicly display any material without written permission.

7. Disclaimer of Warranties

All information and services are provided “as is” and “as available” without warranties of any kind. We disclaim all warranties, including:

• The accuracy, completeness, or reliability of content
• The availability, security, or uninterrupted operation of the website
• Fitness for a specific purpose or non-infringement

8. Limitation of Liability

To the fullest extent allowed by law, safedriverpolicy.com will not be liable for direct, indirect, incidental, or consequential damages from your use of the site or services. This includes, but is not limited to, damages for lost profits, service interruptions, or data loss.

9. Indemnification

You agree to indemnify and hold harmless safedriverpolicy.com, its affiliates, employees, and agents from claims, damages, or expenses (including attorney fees) arising from:

• Your misuse of the website
• Your violation of these Terms
• Your infringement of intellectual property or other rights

10. Changes to the Terms

We may update these Terms at any time. Updates will be posted with a new “Effective Date.” Continued use of our site means you accept the revised Terms.

11. Termination

We may suspend or terminate your access to safedriverpolicy.com if you breach these Terms, engage in fraudulent activity, or as required by law. Once terminated, your right to use our services ends immediately.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. Any disputes will be resolved exclusively in the state or federal courts located in Dallas, Texas. By using this site, you agree to this jurisdiction.

13. Contact Information

If you have questions about these Terms, please contact us:

safedriverpolicy.com
456 Coverage Lane, Dallas, TX 75201 United States
Email: support@safedriverpolicy.com